Unsecured Personal Loan Offers

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Unsecured Personal Loan Offers

An unsecured personal loan is a great way to consolidate debts and get a fixed monthly payment at a lower rate.personal loan

Here is a look at current personal loan offers from top lending companies if you want to borrow $5000.

UpStart

With the UpStart personal loan offer the estimated APR is between 13.5 and 17.5%. You can expect your monthly repayment to be about $175 per month.

This is a good loan to take if you have little credit history. They do charge an origination fee that is between 1 and 6% of the loan amount as well as late fees. You will need to have a minimum credit score of 620.

Discover

With Discover the estimated APR is between 7 and 25%. You can expect your monthly payment to be about $176.

You will need to have a minimum credit score of 660 and a minimum household income of $25 000. Discover do not charge an origination fee, but they do charge a late fee of $39.

Pave

The estimated APR for the Pave personal loan offer is 18% and you will need to make a monthly repayment of about $181.

With Pave, you need to have a minimum credit score of 660. They do charge an origination fee and a late fee. This is a good personal loan offer for those that have a short credit history.

Prosper

With Prosper the estimated APR is between 15 and 23%, with an estimated monthly repayment of $183.

This is a good loan option for those that have a good credit profile. You will need to have a minimum credit score of 640. They generally require a high income and several years of credit history. The maximum debt to income ratio is 50% without a mortgage. Prosper do charge a late fee and an origination fee.

Lending Point

With Lending Point, the estimated APR is between 17.5 and 24%. The monthly repayment is about $188.

This is a good personal loan option for those that have poor credit. You will need to have a minimum credit score of 600 and a gross minimum income of $20 000. The maximum debt to income ratio must be less then 45%. They do charge a late fee and origination fee.

 

Top Personal Loan Offers

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Top Personal Loan Offers

Are you looking for a personal loan? Then take a look at these options.
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Avant

With Avant you are able to borrow from $1000. The loan has an APR between 9.95% and 36%. The minimum FICO does vary. Avant accepts those that have fair credit.

Discover

Discover allows you to borrow from $2500 and the APR is between 6.99% and 24.99%. The minimum FICO is 660. You will need to have a minimum gross income of $25 000.

Upstart

Upstart personal loans start at $1000. The APR is between 4.66% and 29.99%. The minimum FICO is 640. This personal loan is good for those that have little credit history.

Pave

Pave loans start from $3000. The APR is between 6.97% ands 27.10%. The minimum FICO is 660. This loan is good for those that have a short credit history.

Lending Point

With Lending Point you are able to get a loan from $3500. The APR is between 17.46% and 35.99%. The minimum FICO is 600. Lending Points accepts those that have poor credit. The minimum gross income needed to get this loan is $20 000.

Peerform

With Peerform you are able to get loans that start at $1000. The APR is between 7.12% and 29.99%. The minimum FICO is 600. They require a minimum credit history of 1 year. Peerform does accept those with poor credit.

Ascend

Ascend offers personal loans that start from $2000. The APR is between 27% and 36%. The minimum FICO score is 580. The minimum gross income that is required is $40 000. They require a minimum credit history of 3 years. Ascend accepts those that have good to fair credit.

OneMain

OneMain loans start from $1500. The APR is between 12.99% and 35.99%. They do not have a minimum FICO score. The minimum gross income requirement is $20 400. They do accept those that have poor credit.